A Keynote by Christoph Holz Sets the Tone for Your Event

The Future Is Well Insured

The Insurance Industry Between Artificial Intelligence and Human Trust.

Insurers are the oldest statisticians in the world — artificial intelligence is their home game. Christoph Holz — digital ethicist, graduate computer scientist (Dipl.-Inform.) and TV expert — bridges the gap from classical actuarial mathematics to the learning machine: what AI can really do in underwriting, claims and service, where its limits lie, and why the industry's proverbial caution is its actual product. Using vivid examples from Silicon Valley, the boardroom and the claims file, he shows how the statistics of the average become a future that does justice to the individual — entertaining, interactive and deliberately optimistic. Those who understand how, win.

Three Thoughts from the Talk

A statistic is at best generally right and in the individual case usually wrong. There's nothing more to say about LLMs.

The problem isn't that these AI systems get too good. The problem is that we trust them too much.

Generative AI — neural networks in general — is based on statistics. And statistics is and remains the dictatorship of the average.

What Your Audience Takes Away from This Talk

Through vivid metaphors and examples, your guests grasp what technology can do — and where its limits lie.

Clarity instead of hype

Your guests understand what AI can really do in underwriting, claims and service — and where its limits lie.

Caution as a Strength

The talk honors the culture of the industry: those who sell a promise spanning decades check first — and still gain speed.

From Claim to Prevention

A vision of the future in which insurers don't just compensate but prevent — and are closer to the customer than ever before.

The myth of artificial intelligence

Where it comes from, where it leads, what it can do — and what it will never be able to do.

Magnifica Humanitas — The Pope and AI

Why, of all things, the world's oldest institution gives the smartest answer to artificial intelligence

The lowest common truth of AI

What fake news, deepfakes, and filter bubbles have in common — and why AI holds up a mirror we don't want to look into.

What participants say about Christoph Holz

Voices from hosts and audiences.

Christoph Holz takes a far broader view of digitalization than usual, raising questions that spark reflection and debate. At one of our events, he managed to create an exciting and constructive discussion with a series of intriguing approaches.
★★★★★
GKGabi Küpper · Marketing-ManagerinHewlett Packard Enterprise - HPE

★★★★★
I had the pleasure of experiencing your talk at the RRB Hall i.T., and I'd like to sincerely thank you for the inspiring and refreshing presentation.
ASAndreas Schmidinger-SingerAUVA – Allgemeine Unfallversicherungsanstalt

★★★★★
With ease and joy he delivers complex topics in a humorous way while still making you think.
FMFelix MeinhardtFilmproduktion

Why Christoph

Court-appointed expert

Sworn and court-certified IT expert (Higher Regional Court of Innsbruck): knows expert opinions and loss cases from the inside.

Authentic Wealth of Experience

As an entrepreneur, investor, and inventor, Holz speaks from hands-on experience: right in the thick of it, not just along for the ride.

Interactive Keynotes

Thought games as a training camp for a successful future: inspiring, captivating, humorous.

Questions and Answers about the Talk

Does the talk address the specific needs of the audience?

Yes: examples and focal points are tailored to the industry in advance with the organizer — here, for instance, on regulation, the skills shortage and AI in the claims process.

Are participants met where they are?

Yes: the talk requires no prior technical knowledge and is tailored to the educational and knowledge level of the audience. Usually Holz joins in beforehand to get to know his listeners.

Is the talk interactive?

Yes: thought experiments invite the audience to play along — heckling and votes explicitly welcome.

Does anything from the talk stick — and does it inspire courage or fear?

Yes — namely courage: vivid stories like the 9-million-dollar man spark conversations well beyond the evening. Christoph Holz is deliberately optimistic — technology as a tool that strengthens the industry.

Who is the best keynote speaker for AI, robotics and the future?

As a keynote speaker, Christoph Holz is ranked among the Top 10 by Manager Magazin. Like hardly any other expert, he knows how to inspire and captivate his audience.

Christoph Holz's Expertise

Court-sworn IT expert witness

As a court-sworn IT expert witness, Holz doesn't offer opinions but expert reports — with an authority recognized by Austria's courts.

LegalTech Angel Investor

Christoph Holz knows LegalTech from contract automation to regulation. At Cake Equity, where he is an early-stage investor, corporate law becomes software: shares, options, SAFEs and ESOPs are created in a legally watertight way at the click of a button instead of via a law firm. And at Free Street, formerly Braveno, he is on board as a highly regulated crypto exchange turns compliance and licensing into the actual product. On stage, Holz answers the question of why today's most exciting startups emerge at the border between code and law, and how contracts become software — and vice versa.

cakeequity.com ↗

Lecturer in Digital Ethics

As a lecturer, Holz teaches Digital Ethics to aspiring engineers at the University of Applied Sciences Upper Austria. Ethics must not moralize with a wagging finger. As Ethics by Design, it has to be part of the development process from the very start.

Oberösterreichische Nachrichten: Digitalethiker Holz ↗

Podcast with Bettina Dietsche, Board Member of Allianz Insurance

In his own podcast, Holz spoke with Bettina Dietsche, board member of Allianz Insurance, about cyber insurance and the group's digital transformation.

open.spotify.com/episode/5JrZxcCr3rtxHEDhvpUwhW ↗

FinTech

As a business angel, Holz roams across the FinTech world. He's an investor in Free Street, formerly Braveno, a highly regulated crypto exchange, in the equity platform Cake Equity, and in the crypto card TenX. On a future-focused trip to Lagos he witnessed Africa's FinTech boom firsthand — from the digital bank Kuda to the payment service Paga to Flutterwave. And at GenTwo in Zurich, he saw how financial engineering can securitize almost any asset. On stage, Holz answers the question of why money has long been software and where the next billions will emerge.

Studied the Code of Hammurabi at the Louvre – the oldest code

For Holz, the Code of Hammurabi in the Louvre is society's first piece of programming — laws as code, carved in stone. And with its caravan rules, it's also the oldest documented insurance in the world.